Terms for splitting bills clearly.

1. Using SplitMate AI

By installing or using SplitMate AI, you agree to these terms. If you do not agree, do not use the app. You must use the app lawfully and in accordance with applicable app-store rules.

2. What SplitMate AI does

SplitMate AI helps users organise bill details, assign items, calculate shares and tips, combine payments, save bill history, scan receipts, optionally select a payer with a wheel, and share summaries. It is a calculation and organisation tool.

3. Review calculations

You are responsible for checking the people, items, quantities, prices, tips, assignments, currencies, payment groupings, and totals before relying on or sharing a result. Calculation output depends on the information entered or accepted by you.

4. Receipt scanning and OCR

Receipt recognition can misread, omit, or duplicate text and values, especially when an image is unclear or a receipt has an unusual layout. Always verify and correct scanned items, prices, quantities, taxes, tips, and totals before finalising a split.

5. Not a payment processor

SplitMate AI calculates and shares bill information. It does not hold money, transfer funds, settle debts, operate a bank account, or provide banking or payment-processing services. Any payment takes place outside the app through methods chosen by the users.

6. Payer wheel and random features

The spin-the-wheel feature is optional entertainment and convenience functionality. Its result does not create a legal or financial obligation. Participants decide whether to use or follow the result.

7. Advertising and rewarded ads

SplitMate AI may display advertising through Google AdMob where enabled. Ad availability and format may vary. Rewarded ads, where offered, are optional: the app will describe the in-app benefit before you choose whether to view the ad. Advertising services are also subject to their providers' terms and privacy practices.

8. Your content

You remain responsible for names, receipt images, bill information, notes, and other content you enter or choose. You must have the right to use and share that content and should avoid including unnecessary sensitive information.

9. Sharing through third parties

When you share a summary through WhatsApp or another installed app or service, you choose the content and recipient. The third party's terms, privacy practices, availability, and technical limitations apply. Check the summary and recipient before sending.

10. Intellectual property

SplitMate AI, its branding, software, interface, and original content are owned by Saad Digital or its licensors. These terms give you a personal, limited, non-exclusive, non-transferable right to use the app; they do not transfer ownership of the app to you.

11. Acceptable use

You must not misuse SplitMate AI, interfere with its operation, attempt unauthorised access, reverse engineer it except where law expressly permits, infringe another person's rights, manipulate advertising fraudulently, or use it for unlawful or harmful activity.

12. Availability and changes

Saad Digital may fix, improve, change, suspend, or discontinue SplitMate AI or a feature where reasonably necessary. Availability may vary by device, operating system, region, app store, network connection, advertising inventory, or third-party service.

13. Warranties, liability, and consumer rights

SplitMate AI is provided on an “as available” basis. To the extent permitted by applicable law, Saad Digital does not accept responsibility for indirect or consequential loss caused by incorrect user input, unreviewed OCR output, third-party services, device issues, misuse, or circumstances outside its reasonable control.

Nothing in these terms excludes or limits any warranty, remedy, liability, or consumer right that cannot lawfully be excluded or limited.

14. Changes to these terms

These terms may be updated when SplitMate AI changes. The date at the top shows the latest material update. If a change materially affects your use, Saad Digital may also provide notice through the app or its store listing where appropriate.

15. Contact

For questions about SplitMate AI, email saaddigitalapps@gmail.com.

See also the SplitMate AI Privacy Policy and SplitMate AI support information.