Privacy for bill splitting.

1. About SplitMate AI

SplitMate AI is a bill-splitting app operated by Saad Digital. It lets you add people and bill items, calculate allocations, use receipt recognition, save bill history, choose a payer with an optional wheel, and share summaries.

2. Bill information you enter

You may enter names, items, quantities, prices, tips, currencies, item assignments, combined payment groupings, and bill totals. The app uses this information to calculate and display the split you request. Current bill details and saved bill history are stored locally on your device; SplitMate AI does not require a Saad Digital user account or cloud account for these features.

3. Receipt scanning and OCR

You can choose or take a receipt image so receipt-recognition technology can extract possible items and values. The image and recognised text are processed as needed to provide that scan. Receipt recognition can make mistakes, so review and correct the extracted information before using the result.

The precise receipt-processing route can depend on the current app version and platform. Saad Digital therefore does not promise in this policy that every receipt is processed exclusively on your device. Avoid scanning receipts that contain information unrelated to the bill when that information is sensitive.

4. Camera and photos

SplitMate AI may request camera or photo-library permission when you choose to take or select a receipt image. Permission is used for that user-selected receipt action, not for continuous background access. You can change permission in device settings, but the related scanning option may then be unavailable.

5. Saved bill history

When you save a bill, its details remain in local app storage until you delete the saved bill, clear the app's storage, or uninstall the app. Local information may be lost if the app or its data is removed, the device is reset or lost, or storage is damaged.

6. Sharing

When you choose to share a bill summary through WhatsApp or another installed app or service, sharing is initiated by you and the selected content is passed to that recipient. The chosen service then handles it under its own terms and privacy practices. Check names, amounts, and recipients before sharing.

7. Advertising

Where advertising is enabled, SplitMate AI uses Google AdMob to request and display ads. Depending on the platform, Mobile Ads SDK version, app configuration, device settings, region, and consent choices, Google and participating advertising partners may process information such as an IP address or approximate location derived from it, device or advertising identifiers where available, ad and app interactions, and diagnostic information. This information may be used to deliver and measure ads, prevent fraud, and support advertising services.

The information processed and whether ads are personalised depend on the actual configuration and your available privacy choices. For more information, review Google's Privacy Policy and Google's advertising information. You can also use advertising and privacy controls provided by your device, operating system, Google, or an in-app consent message where available.

8. Rewarded ads

Where offered, a rewarded ad is an optional, user-initiated advertising experience. You choose whether to watch it in exchange for the stated in-app benefit. Ad viewing and reward-related interactions may be processed by AdMob and its advertising partners as part of providing and measuring the ad.

9. Support emails

If you contact support, Saad Digital receives the email address you use, your message, and any screenshots or attachments you voluntarily provide. This information is used to understand and respond to your request. Do not send passwords, payment card details, identity documents, or other sensitive information unless genuinely necessary.

10. Retention and deletion

You can delete saved bills in the app. Local SplitMate AI data remains until you delete it, clear app storage, or uninstall the app. Receipt images and temporary recognition data are handled as needed for scanning and local app operation; exact OCR-provider retention, if an external provider is used in the current build, must be confirmed against that build and provider configuration.

Support correspondence may be kept only as reasonably necessary to provide support, maintain appropriate records, or address legal and security requirements, and may then be deleted when no longer needed.

11. Third-party and platform services

Google AdMob, app stores, operating-system providers, device manufacturers, receipt-recognition technology, and sharing apps may independently process information needed to provide their services. Their terms and privacy practices apply to their processing. SplitMate AI is not a bank, payment service, or payment processor and does not transfer funds between users.

12. Security

Saad Digital uses reasonable technical and organisational care appropriate to SplitMate AI's operation. Your device security and the services you choose for sharing also affect your information. No app, storage method, transmission, or third-party service can be guaranteed to be completely secure.

13. International users

SplitMate AI is intended for users in multiple countries and regions. Third-party services may process information in countries other than your own. Available consent, advertising, and privacy controls may vary by region and platform.

14. Changes to this policy

This policy may be updated when SplitMate AI's features, SDKs, or information-handling practices change. The date at the top shows the latest material update.

15. Contact

For SplitMate AI privacy questions, email saaddigitalapps@gmail.com.

See also the SplitMate AI Terms of Use and SplitMate AI support information.