Terms for using Mivaro.

1. Using Mivaro

By installing, accessing or using Mivaro, you agree to these Terms. If you do not agree, do not use the app. You must use Mivaro lawfully and comply with applicable Apple App Store or Google Play terms.

2. What Mivaro does

Mivaro is a privacy-first life-admin platform for reminders, recurring dates, notes, categories, document organisation, on-device document reading, important-date suggestions and related preferences. Document files remain local-first. Where enabled, account-owned information and metadata can sync across supported devices.

3. Free and Premium

Mivaro offers two customer-facing plans: Mivaro Free and Mivaro Premium. Free includes the core Mivaro experience with up to 10 active reminders and 5 documents.

Premium may be offered with monthly or yearly billing and includes unlimited reminders, unlimited documents, additional reminder dates, custom repeats, priority controls and no ads while a valid Premium entitlement is active. You receive the features described in Mivaro and the applicable app-store purchase screen when you subscribe.

4. Subscriptions and automatic renewal

Unless the purchase screen states otherwise, Mivaro Premium subscriptions are auto-renewable. By confirming a purchase, you authorise the applicable app store to charge the payment method associated with your Apple or Google account.

Unless cancelled, a subscription renews for successive monthly or yearly billing periods, as selected, at the price presented by the applicable app store, subject to properly notified price changes. Apple or Google handles renewal billing under its rules and applicable law.

5. Billing, prices and taxes

Prices, billing periods and available options are shown in Mivaro and by the applicable app store before purchase. Prices may vary by country, currency, taxes, platform and promotional eligibility. The store-displayed price you confirm is the authoritative purchase price.

Apple or Google processes normal app-store payments and payment methods. Saad Digital does not directly receive or hold your full card details for those purchases.

6. Trials and introductory offers

Mivaro may offer an eligible user a free trial or discounted introductory offer. Eligibility, duration, included access, and the price and billing period after the offer will be shown before purchase. No particular offer is guaranteed.

Unless cancelled before an offer ends where applicable, it may convert to the paid auto-renewable subscription described on the purchase screen. The exact information displayed by the applicable app store governs the purchase.

7. Cancellation

You can cancel through the subscription-management system for the same Apple or Google account used to subscribe. Deleting your Mivaro account or uninstalling Mivaro does not necessarily cancel an active subscription.

Cancellation stops the next renewal once effective. Access normally continues until the end of the paid billing period, subject to app-store rules and applicable law.

• Manage or cancel an Apple subscription
• Manage or cancel a Google Play subscription

8. Refunds

Cancellation and a refund are different. Cancellation normally prevents a future renewal; it does not by itself refund a charge already made.

Refund requests and eligibility are generally handled under the applicable platform's rules and law and may depend on timing, reason, country or region, and purchase circumstances. Saad Digital can assist with support questions but cannot guarantee that Apple or Google will approve a refund.

• Request an Apple refund
• Request a Google Play refund

9. Price changes

Subscription prices may change. Notice, consent and the effect of a change will be handled under app-store rules and applicable law. You will be informed where required, and continued renewal may require acceptance where the platform requires it.

10. Restore purchases and entitlements

Eligible purchases may be restored or reconciled using Mivaro and the same platform and store account used for purchase, where supported. An Apple purchase does not automatically create a Google Play entitlement, or vice versa.

You may be able to change between monthly and yearly Premium billing through the applicable app store. Timing, charges, credits, refunds and proration are determined by Apple or Google, the current subscription configuration and applicable law.

Premium access depends on a valid entitlement reported by the store. If access is interrupted by billing, store, account or entitlement-update issues, use Restore Purchases or the store's subscription controls, then contact support if the issue continues.

11. Your responsibilities

You are responsible for entering accurate information, reviewing reminders and document details identified by Mivaro, maintaining original copies or backups, protecting your account and device, keeping app and device settings reasonably configured, and reviewing subscription information before purchase.

12. Reminders and important deadlines

Mivaro cannot guarantee that every notification will be delivered. Delivery may depend on operating-system settings and behaviour, notification permission, device and battery state, power-management settings, time-zone configuration and your reminder settings.

Independently verify critical legal, financial, medical, insurance, travel, immigration or passport, and government deadlines. Mivaro is an organisational aid, not the authoritative source for those obligations.

13. Documents and local storage

Mivaro's local document storage is a convenience feature, not a replacement for original records or independent secure backups. Document files remain local-first; metadata sync does not mean document originals are backed up to cloud file storage.

Device loss, uninstalling Mivaro, clearing storage, deletion, corruption, operating-system behaviour or loss of access to a local file may cause permanent data loss. Saad Digital does not guarantee recovery of locally deleted, damaged or unavailable files.

14. Document reading and suggestions

Mivaro can identify possible information and dates in supported documents for your review. Classification, text recognition, extracted details and reminder suggestions may be incomplete, inaccurate or unsuitable for your circumstances. You remain responsible for checking the source document and acting on correct information.

15. Advertising

Advertising may appear in Mivaro Free through Google Mobile Ads. Verified Premium access suppresses Mivaro banner and interstitial advertising while the entitlement remains active. Ad availability and privacy choices may vary by platform, region, device settings and consent requirements.

16. Your content

You remain responsible for reminders, notes, documents and other content you add, including its accuracy, legality and your right to store or share it. Protect your account and device when content is sensitive.

17. No professional advice

Mivaro does not provide legal, medical, financial, tax, insurance, immigration or other professional advice. Reading a document, identifying possible information, storing a date or generating a reminder does not create professional advice.

18. App stores and other services

Apple and Google independently operate their stores and sign-in services, process purchases, manage subscriptions, and provide cancellation and refund systems. Authentication, metadata sync, subscription entitlement and advertising also depend on third-party platforms. Their terms, privacy practices, availability and technical limitations apply.

When you open or share a file, your device may pass it to a viewer, Files service, sharing app or destination you select. Saad Digital does not control the independent operation of these third parties, subject always to applicable law.

19. Account deletion

You can initiate deletion in Mivaro under Settings → Account → Delete account. If you cannot access the app, follow the external account-deletion instructions. Deletion is intended to remove Mivaro-controlled account data, subject to limited retention reasonably required for legal, security, fraud-prevention, transaction or support purposes.

Account deletion does not delete your Apple or Google account, original files held elsewhere, or app-store purchase history. Manage any active subscription separately through the relevant store.

20. Acceptable use

You must not misuse Mivaro, interfere with its operation, attempt unauthorised access, reverse engineer it except where law permits, infringe another person's rights, commit purchase or entitlement fraud, or use it for unlawful or harmful activity. Any restriction affecting paid access remains subject to applicable law and app-store rules.

21. Availability and changes

Saad Digital may add, improve, modify or retire features, and availability may vary by device, operating system, region, app store and platform service. Paid subscribers remain entitled to the service and features required by their purchase, applicable law and app-store rules for the relevant subscription period.

22. Warranties and liability

To the fullest extent permitted by applicable law, Mivaro is provided on an "as available" basis. Saad Digital does not guarantee uninterrupted or error-free operation, perfect reminder delivery, permanent file availability, perfect document interpretation, compatibility with every device, or uninterrupted third-party services.

To the fullest extent permitted by applicable law, Saad Digital will not be liable for indirect, incidental, special, consequential or similar losses arising from use of Mivaro, including losses caused by missed reminders, inaccurate user-entered or extracted information, device failures, third-party services or loss of locally stored data.

Nothing in these Terms limits liability or rights where doing so is prohibited by law, including mandatory consumer rights and liability that cannot lawfully be excluded.

23. Changes to these Terms

These Terms may be updated when Mivaro, its plans or applicable requirements change. If a change materially affects your use or active subscription, notice will be provided where required by law or app-store rules.

24. Contact

For Mivaro support or questions about these Terms, email saaddigitalapps@gmail.com.

See the Mivaro Privacy Policy, Mivaro support information and account-deletion instructions.